Do you have to have insurance if you don't have a car, just a license?

Do you have to have insurance if you don't have a car, just a license?

my parents have USAA auto insurance and i was wondering if i could get my license and be able to drive their cars with me paying for insurance. if i have to pay insurance whats the rate i would have to pay?

 

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My grandfather is ill in hospital and my nan is finding it difficult to drive to the hospital and back on a daily basis. Aunt has MS so she cares for her too, thus I was wondering if anyone knows of a type of car insurance that will enable me to help out with their daily living. I obviously know that standard insurance would work, but I'm a 21 yo male and don't have the funds to get full independent insurance. Thanks for any help.

 

 

Mechanical Breakdow Insurance refuses to pay...?

Hi and thanks for taking time to help me out. I have bought a BMW 540i (1997) back in January. I was really happy as this was my first car. Two weeks ago, I was driving to France and my gearbox died leaving me only with the first gear working. I went to a garage in France and we phoned the insurance but the insurance said that it cannot guarantee that it would cover me. They offered me to leave the car in France and to go back to London by myself. I refused to consider this option as I could not allow my self to stay in France (I had to go back to work) for more than the week-end and I could not afford to take the train/plane from Paris to London. The insurer said that they would not cover any costs associated with me going back to London. So I had to get the car back to London, and to drive it back home. I went to a garage where a very nice person accepted to take care of the car. He phoned the insurance and arranged everything. The insurer sent some engineers who inspected the car and the insurance said to the garage that they would only cover 65% of the costs...due to the mileage of the car (83,000 miles roughly). The garage has repared the car without asking me if I was ok to pay the last 35% and the insurer did not mention it to me either. I am going to call the insurance tomorrow to get more details about this story...but my concern is that : 1/ I am afraid of talking to them and to commit a mistake that could cost me more 2/ I don't know exactly what I am entitled to get and what are my resources in case they just refuse to change anything on this 3/ They ask me to pay the money upfront (around 2,000) and then I would have to make a claime but...I don't feel confident doing this..and I am far from having this money... I am really looking for help and advice here, I hope that someone will be able to assist, Thanks a lot, and have a very good evening

 

 

Im pregnant and need insurance. Is there affordable prenatal insurance besides medicaid?

Medicaid denied me because I make 25 cents more than the allowed amount. I am 4 months pregnant and have not had any prenatal care due to lack of insurance and fighting with medicaid. Is there AFFORDABLE coverage that anyone knows about?

 

 

Best insurance for a teen boy whos 18?

i need to know whats the best insurance company for a guy whos 18 and doesnt have alot of money to go blow on a big place i have a 96 jeep cherekee sport anybody got any ideas thanks

 

 

I am after cheap public liability insurance for my bussiness with $5000000 cover in Australia?

The best price i've got so far is $476.63, but I want to pay less than $250 if I can, and I do not care if they are not an Australian company.

 

 

Can I drive a car with Florida license plates in my name & insurance from illinois?

Thinking about taking a car from illinois to florida. But one problem. Car insurance would be ridiculous if it was in my name, so I have it in a relatives. But I was thinking about taking the car from Illinois to Florida, Then registering the license plates in my name making them Florida plates. Can I keep the car insurance under my relatives name from illinois? If possible it would be a Florida car with Florida license plates and Illinois car insurance. Would that be possible?

 

 

Good medical insurance?

im in need of good medical insurance company that is affordable we do not qualify for government aid or medical coverage any suggestion our family consist of two children me and my husband??? we are self employed please help kaiser just raised our rates

 

 

Insurance industry Q&A - what entry level insurance job ...?

what entry level insurance job would be good for someone looking to break into the industry?chicago i have 0 years experience but i have a BA degree undeclared. im fimilar with ms office software.

 

 

Planning ahead for car insurance ADVICE.?

OK, So I have recently passed my driving test and am now currently trying to sort out a car for myself. As a young driver I know insurance is high. All I want to do is find out how much the insurance is on each small car, so I can find the cheapest. E.G KA ETC. I have looked online such as confused.com and they ask you for the number plate and ask questions about the specific car. Obviously I can't fill it in because I haven't got one. Is there a website that will show all insurance companies and their prices????? Many thanks.

 

 

Student health insurance and graduation?

I purchased a years worth of student health insurance (aetna/chickering), but I am graduating right now..(late December). What happens now ? Will my insurance be canceled or will be cut if the unthinkable happens and the clinic tries to verify my insurance ?

 

 

OMG, Men and car insurance!?

Teenage boys have to pay more for car insurance, If it was the other way around and women had to pay more Feminist would throw a fit, This is a freaken double standard. How do you feel about this. p.s. I know that the rates for male teenage is higher then female teenagers but if this was switched the feminist would be pist.

 

 

If my aunt crashed my car, will my insurance cover it?

I live in PA, and I have Progressive as my car insurance. I have full coverage, and I was wondering if they will cover the whole thing if it was her fault? Thanks!

 

 

Is it a legal requirement to advise your car insurance company of a speeding fine?

My 24 year old son has his car insurance renewal coming up soon, and unfortunately he picked up a fixed penalty speeding fine and 3 points on his licence for this first misdemeanour he has had in 4 years of driving. With his insurance still over 1000 for a 10 year old Rover 25! he doesn't really want anything to make this cost any more (it's not as if it is a serious offence). However, I have told him it is best to advise his insurance company of this offence as if they find out in future renewal years he has withheld this information, he may be penalised worse. What's the legal standpoint on this matter? Keep schtum or confess?

 

 

Driving without car insurance?

I'm curious, how many people do you think drive without car insurance and have you ever driven without insurance. I ask because the other day I was browsing on here and long story short, there was a woman who got into an accident that she claimed was not her fault but proceeded to say that she didn't have insurance and wanted to know what would happen. I was baffled because I don't know what would truely posses someone to drive without having insurance. I mean, I would be so scared of the consequences to even gather up the balls to get behind a wheel. It's like driving while intoxicated---it's just asking for trouble.

 

 

Where can I find good, inexpensive Life Insurance?

Where can I find good, inexpensive Life Insurance?

 

 

California people! who knows about teenage insurance prices?

I am moving from nc to california. i pay $150 every month for my insurance and i am 18. soon to be 19, iv been insured sense Nov 2010 any ideas on how much it would be for me in Cali? thanks :)

 

 

Insurance question HELP PLZ?

On the insurance to get a quote, it says to list all the violations within the last 3 years. I have got one speeding ticket but was cleared because i took the Stop Class. So do i have to put this down as one of the penalities

 

 

Car depreciation/insurance question?

Let's say for the sake of argument that my car is valued at 2000.00 at the beginning of this year and my full coverage insurance on this vehicle is 500.00 a year. Now at the end of this year my car has depreciated to 1500.00. Shouldn't my full coverage insurance rate be adjusted to reflect the book value of the car and lowered appropriately and be dropped to say 400.00 a year? It's a hypothetical question and I understand that insurance companies won't automatically cut you a break if they don't have to. It makes me wonder if one needs to manually re-adjust their insurance rate every year to stay accurate and not pay more than necessary.

 

 

How much is the average cost of car insurance in ST Thomas, VI ?

How much is the average cost of car insurance in ST Thomas, VI ?

 

Do you have to have insurance if you don't have a car, just a license?

my parents have USAA auto insurance and i was wondering if i could get my license and be able to drive their cars with me paying for insurance. if i have to pay insurance whats the rate i would have to pay?

https://www.linkedin.com/pulse/dose-bank-charge-insurance-car-under-3000-dollars-michael-barry/